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We have three ways to help you purchase items with multiple payments.

Synchrony Financing

Union Music has a relationship with Synchrony Bank such that we are able to offer a Synchrony Bank Credit Card at the time of your purchase. There are a number of programs, some interest free. Apply right here, right now!

Flexible financing available through Synchrony


A "Layaway" enables a customer to make smaller payments on an expensive item until it is paid off. It is a short-term plan (one to three months)  where you make regular payments to Union Music, without fees or interest. The initial payment is 20% and the merchandise remains at the store until all payments are made. No financial approval required.